BudgetPro
Know what's safe to spend today. Budgets, bills, paydays and cash-flow calendar
BudgetPro tells you one thing every morning: how much you can spend today without coming up short before payday.
SAFE TO SPEND, EVERY DAY
Your spending balance, plus income due before payday, minus every bill due before then and the buffer you choose, divided by the days left. Tap "How it's worked out" to see each line. No guessing, no spreadsheet.
SEE YOUR BALANCE BEFORE IT HAPPENS
The cash-flow calendar projects your balance day by day through your next paydays: bills, paychecks and your usual everyday spending. BudgetPro flags the low point, and the first day you'd go below zero, while there's still time to move a bill or some money.
IMPORT STATEMENTS, NOT BANK PASSWORDS
Download a statement from your bank's website (OFX, QFX, QIF or CSV) and BudgetPro reads it on your phone. It finds the columns, cleans up messy bank descriptions, skips anything you've already entered, marks matching bills as paid, and pairs transfers between your own accounts so they don't count as spending. It also spots your regular bills and paychecks and offers to add them in one tap. Every category you choose becomes a rule for next time.
A BUDGET THAT FITS HOW YOU GET PAID
- Monthly budgets by category, with a "left to budget" number so every dollar has a job
- Bills and paydays weekly, every two weeks, twice a month, monthly, quarterly or yearly, with autopay and overdue tracking
- Bill reminders on your phone the day before, or up to 3 days before, a bill is due
- Copy last month's budget or fill it from your 3-month average
- Rollover categories for gifts, travel and savings goals
- Month-end report: budget vs. actual, where the money went, trends and top payees, as a PDF or CSV
PRIVATE BY DESIGN
Your budget is stored on your phone and works offline. There are no ads and no tracking. You don't need an account. Back up everything to one file, or export your transactions to a spreadsheet, at any time.
FREE
Budgets, unlimited transactions, bills and paydays, Safe to spend, the 14-day cash-flow forecast, this month's and last month's reports, backup and export.
BUDGETPRO PRO
Statement import (OFX, QFX, QIF, CSV), the 90-day cash-flow calendar, PDF and CSV reports for every month, and rollover categories. $2.99 a month or $19.99 a year.
Or get Lennox Digital Pro: one subscription that unlocks Pro in BudgetPro and the other everyday Lennox Digital apps. Lennox Business adds the business apps too.
BudgetPro is a budgeting tool. It doesn't offer loans or credit, and it can't move money.
Questions? support@lennoxdigitallabs.com